Kolkata, India — January 22, 2026
Bandhan Bank reported a steep 51.7% year-on-year decline in consolidated net profit for the third quarter ended December 31, 2025, with profits dropping to ₹205.59 crore from ₹426.29 crore in the same period last year.
The primary factors behind the profit contraction were a reduction in total income and an increase in expenses. Total income decreased to ₹6,122 crore, while expenses rose to ₹4,677 crore.
On a positive note, asset quality showed improvement, with gross non-performing assets (NPAs) declining to 3.33%.
The bank continues to operate in a challenging environment for microfinance and retail lending segments, focusing on balance sheet strengthening and risk management.
