New Delhi, India | January 26, 2026
A nationwide bank strike scheduled for January 27, 2026, is expected to cause widespread disruption to banking services across the country, particularly in public sector banks, according to industry sources and union representatives.
The strike has been called by major bank unions over long-pending demands, raising concerns for customers who rely on branch-based banking services.
What Banking Services Will Be Affected?
Branch Operations:
Most government-owned banks are likely to witness disruptions in routine operations. Services such as cheque clearance, passbook updates, and cash deposits or withdrawals may remain suspended for the day.
ATMs:
While ATMs will remain functional, cash refilling operations may be delayed due to the strike. ATMs in suburban and semi-urban areas are more likely to run out of cash if the disruption continues.
Digital Transactions:
Online banking services such as UPI, IMPS, mobile banking, and net banking are expected to remain operational. However, experts warn that if any technical issues arise, resolution may be delayed due to the unavailability of support staff.
Key Demand: 5-Day Banking Week
The primary demand of the bank unions is the implementation of a five-day work week, with full holidays on both Saturday and Sunday.
Currently, banks remain closed only on the second and fourth Saturdays of each month. Unions argue that a five-day banking system would improve work-life balance and enhance employee productivity without impacting customer service.
Who Is Participating in the Strike?
United Forum of Bank Unions (UFBU):
The strike is being led by the UFBU, an umbrella body representing nine major bank unions, including associations of officers and clerical staff. Due to this broad participation, the impact of the strike is expected to be significant.
Private Banks:
Private lenders such as HDFC Bank, ICICI Bank, and Axis Bank are expected to see minimal impact, as their employee unions typically do not participate in nationwide bank strikes.
