Mumbai, India — February 5, 2026
State-owned life insurer Life Insurance Corporation of India (LIC) on Thursday reported a solid financial performance for the December 2025 quarter, posting a 17% year-on-year increase in net profit amid steady growth in premium income and total revenue.
For the third quarter of FY26, LIC’s net profit rose to ₹12,958 crore, compared with ₹11,056 crore recorded in the same period last year, according to the company’s regulatory filing.
Strong Growth in Premium Income
During the quarter, LIC’s net premium income climbed to ₹1,25,613 crore, up from ₹1,06,891 crore in the corresponding quarter of the previous financial year. The rise reflects continued demand across individual and group insurance segments.
The insurer’s total income also increased to ₹2,33,984 crore, compared with ₹2,01,994 crore a year earlier, supported by higher premium collections and investment income.
Commission Expenses Remain Stable
LIC said its net commission payout stood at ₹6,011 crore during the quarter, marginally higher than ₹5,966 crore in Q3 of the previous fiscal, indicating controlled distribution costs despite higher business volumes.
Market Focus on PSU Earnings
LIC’s results come amid an active earnings season for public sector enterprises, with investors closely tracking profitability trends, premium growth, and cost management at India’s largest insurer.
The company has not announced any change to its outlook following the Q3 results.
